Caribbean & Latin American Securities, LLC  (d/b/a Bondwire) (“Company”) is an investment adviser registered in the State of Florida and located in Fort Lauderdale, Florida. Company is in full compliance with the current registration requirements of the state(s) where it maintains its clients and transacts business only in those state(s) or jurisdictions where it is registered, qualifies for an exemption or is excluded from registration requirements.

The content of http://espanol.bondwire.com/ (“Company’s Website”) is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. The content found throughout Company’s Website should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the Internet. The strategies and investment information found on Company’s website should not be implemented without the consultation of a professional investment advisor. 

Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. No current or prospective client should assume that the future performance of any specific investment or strategy would be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may materially alter the performance of your portfolio. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark.

Company will implement procedures in an effort to insure that all information provided via Company’s website is correct, error-free, and reliable. Company does not make any representations or warrants the accuracy and precision of such services. Company does not make any representations or warrants that the services provided or Company’s website is free from any inaccuracies, worms, viruses, errors relating to programming, or other destructive components. The hyperlinks found on Company’s website are provided only for convenience and the Company does not assume any responsibility for information, services or products found on websites linked hereto.

In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, such as investment advisor firms, to protect the privacy of client information. In situations where a financial institution does disclose client information to non-affiliated third parties, other than permitted or required by law, clients must be given the opportunity to opt out or prevent such disclosure. Bondwire does not share or disclose client information to non-affiliated third parties except as permitted or required by law.

Bondwire is committed to safeguarding the confidential information of its clients. Bondwire holds all personal information provided by clients in the strictest confidence and it is the objective of Bondwire to protect the privacy of all clients. Except as permitted or required by law, Bondwire does not share confidential information about clients with non-affiliated parties. In the event that there were to be a change in this policy, Bondwire will provide clients with written notice and clients will be provided an opportunity to direct Bondwire as to whether such disclosure is permissible.

To conduct regular business, Bondwire may collect personal information from sources such as:

• Information reported by the client on applications or other forms the client provides to Bondwire• Information about the client’s transactions implemented by Bondwire or other
• Information developed as part of financial plans, analyses or investment advisory services

To administer, manage, service, and provide related services for client accounts, it is necessary for Bondwire to provide access to client information within the firm and to non-affiliated companies with whom Bondwire has entered into agreements with. To provide the utmost service, Bondwire may disclose the information below regarding clients and former clients as necessary, to companies to perform certain services on Bondwire’s behalf.

• Information Bondwire receives from the client on applications (name, social security number, address, assets, etc.)
• Information about the client’s transactions with Bondwire or others (account information, payment history, parties to transactions, etc.)
• Information concerning investment advisory account transactions
• Information about a client’s financial products and services transaction with Bondwire

Since Bondwire shares nonpublic information solely to service client accounts, Bondwire does not disclose any nonpublic personal information about Bondwire’s clients or former clients to anyone, except as permitted by law. However, Bondwire may also provide client information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. In the event that Bondwire has a change to its client privacy policy that would allow it to disclose non-public information not covered under applicable law, Bondwire will allow its clients the opportunity to opt out of such disclosure.

- Gregory Miralles March 2016